How Co-Employment Works for You

Harvard PEO uses the aggregated buying power of thousands of co-employed workers to:


  • Lower rates on premier health benefits
  • Lower workers’ compensation insurance rates
  • Gain access to Fortune 500 level benefits like vision, dental, AD&D insurance, STD and LTD insurance, critical illness, and life insurance at affordable rates.
  • Offer your employees 401k retirement options.
  • Lower workers’ compensation insurance rates
  • Protect your business by mitigating risk involved with complicated legal compliance
  • Attract and keep talented employees.

The right solutions for your business.

The sharing of employer responsibilities between a PEO and its client is a co-employment arrangement. Workers are technically employed by two separate entities: the business owner (Client) , who controls their daily duties, assignments, and core job functions and the PEO (Harvard PEO), who handles payroll and HR-related functions.

Harvard PEO does not supply a workforce; they supply Human Resource services and benefits to a client and its existing workforce. The client employer maintains control of all business decisions and operations while Harvard PEO manages employee-related aspects of business operations.

Businesses that partner with Harvard PEO receive:


  • Cost containment through efficient processes, technologies, and the experience of trained industry professionals.
  • The ability to transfer a substantial portion of the risk and responsibilities associated with employees to Harvard PEO.
  • A relationship structure that allows Harvard PEO to offer and you to provide enhanced medical and other benefit options through the aggregated buying power of thousands of co-employed personnel.
  • The freedom that Harvard PEO offers by taking on the burden of handling wage and employment tax compliance, including the responsibility of reporting, collecting and depositing employment taxes with state and federal authorities.
  • Progressive assistance handling workers’ compensation coverage and claims management.
  • Proactive advice and support on ever-changing employment rules and regulations.